APEX – OrboCAR Check Processing Services

OrboCAR APEX™ is Orbograph’s first check processing service. Delivered as a business process outsourcing (BPO) extension to OrboCAR Super Trinity and Accura CAR/LAR recognition, APEX seamlessly routes recognition rejects as encrypted check image snippets to the Key-Pay Hub for remote human recognition and completion. Processed typically within a five minute window, APEX has proven to be a reliable, scalable solution for nearly 100 customers ranging from large financial institutions and community banks to high volume service bureaus.

To meet strict security requirements of financial institutions, Orbograph as completed the Statement on Auditing Standards (SAS) No. 70 Type II compliancy exam. SAS 70 is a widely recognized as the auditing standard attesting that a service organization incorporates in-depth audit of its control objectives and activities, including controls over information technology and related processes.

APEX includes a user friendly interface and straight forward implementation with current work procedures. A web-based business intelligence monitor is included with the service, enabling remote, live production supervision as well as historical performance analysis with unsurpassed granularity.

Benefits of APEX include:

• Reduce Costs: Reduce data entry expenses, eliminate overhead, and minimize turnover rates commonly associated with entry level operators
• Reduce Keying Errors: APEX reaches accuracy levels of 99%. Typical internal keyers have mis-key rates of 2.5-5%.
• Collapse Processing Windows: “Load level” peak volumes via unlimited APEX capacity.
• Reduce Courier Runs: With compressed processing times, courier runs can be reduced.
• Disaster Recovery Solution: Activate the service with the ease of flipping a switch, so there is no need to relocate keyers in a disaster.

“APEX is faster, more accurate and less expensive than internal keyers.”

- Joe J. Gregory
Orbograph Vice President – Marketing